An interesting article was published on Monday by the Associated Press regarding credit scores and their continued decline. This is timely information, as we talked about What Your Free Credit Report Saying About You just last week. If you have not already gotten a free copy of your credit report, we would encourage you to do so. And, if you happen to be one of the 43.4 million people that now have a credit score of 599 or less – remember that you are not alone, help is available!