The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 As of tomorrow, May 1, 2013, the Median Income Levels are changing once again. They are back up in Kansas. This comes after the Median Income decrease we saw on November 1, 2012….
Author Archives: Walden & Pfannenstiel, LLC
Can I Discharge My Traffic Tickets If I File For Chapter 7 Bankruptcy In Kansas?
The simple answer is no, but read on. Although Chapter 7 bankruptcy often discharges many types of debts and helps people gain a fresh start. There is a limited list of debts that cannot be discharged. The non-payment of these debts is typically thought of not to be in the general public’s best interest. They…
How Can I Repair My Credit Report And Raise My Credit Score After Filing For Bankruptcy?
Worried That You Won’t Ever Have Credit Again? It Is Possible, It Is All About Rebuilding! Pay all of your bills on time. You have your fresh start through your bankruptcy filing; now make sure you are making your mortgage, car loans, and/or student loans payments on time each month. These types of payments are…
What Will Happen To My Credit Score When I File For Bankruptcy?
You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that the damage may not be as bad as you think and that it is possible to rebuild your credit. A Chapter 7 bankruptcy involves the…
Kansas Chapter 7 and Chapter 13 Bankruptcy Median Income Levels Decrease, Missouri Varies Depending On Family Size
What does a change in Median Income Levels mean to you? As of November 1, 2012 the Median Income Levels are back down in Kansas. This comes after the Median Income rise we saw in May 1, 2012. In Missouri, the Median Income change reflects a decrease except for larger families. Despite the decreases, these…
Reverse Mortgage Scam Causes Seniors to Face Foreclosure and Eviction
Kansas Seniors At Risk Of Facing Foreclosure As Defaults on Reverse Mortgages Hit Record Rates In 2007 I was skeptical, at best, about Reverse Mortgages. As the Elder Law Project Manager for the law firm I worked at I traveled around nine different counties in Kansas and heard countless tells about how people had lost…
Can I represent myself in a bankruptcy case or do I need to hire a Kansas Bankruptcy Attorney?
We get this question a lot. We know that funds are already tight — that’s why you are considering bankruptcy. So, do you really need to come up with extra money to hire a Kansas Bankruptcy Attorney or can you go it alone? Legally, you can file any case you want to on your own…
Walden & Pfannenstiel, LLC — Kansas City Bankruptcy Attorneys
What distinguishes your law firm from others? Friendly Office: Quality Representation: Proven Results There are many attorneys in the KC Metro Area and we are often asked why we think our clients not only hire us to handle their legal matters, but in turn refer their family and friends to our firm. We believe what…
Kansas Women Attorneys Lindsborg Conference — Leadership: Charting Our Course 2012
We had a great time at the 23rd Annual Kansas Women Attorneys Conference in Lindsborg this year. The theme was “Leadership: Charting Our Course.” Thursday started with the Solo and Small Firm lunch. After getting registered and settled in to our dorm we got to enjoy the ever famous lemon bars! Our first Plenary Session…
What Should I Do If A Creditor Or Collection Agency Starts Calling Me?
Know that there are options available to you – Overwhelming Debt We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. We need expensive medications. A utility bill is particularly high. A child needs money for a crisis. Paying for these things can cause one to…
