Kansas City Bankruptcy Attorney

Where is a Kansas Bankruptcy Case Filed?

Bankruptcy cases are filed in U.S. Bankruptcy Court, which is a division of the Federal District Courts.  Divorce, collection, probate and similar cases are filed in one of the 31 Kansas District Courts located sporadically throughout Kansas.  The three Kansas Federal Courthouses, which contain the bankruptcy courts, are located in Kansas City, Topeka, and Wichita.

For illustration purposes:  a resident of Johnson County would file their divorce in Johnson County (under most circumstances).  A resident of Johnson County would file their bankruptcy case in Kansas City, Topeka, or Wichita.  More than likely a Johnson County resident would file their bankruptcy case in Kansas City, KS since there is a required 341 meeting the debtor would need to attend.

To file a bankruptcy case in Kansas, a debtor must have resided in Kansas the greater part of the 180 days prior to filing their case.  If a debtor has resided in Kansas for a little over three months, they can file their case in Kansas.  If a debtor has resided in Kansas less than three months, they will need to wait to file a bankruptcy case.  The greater than 180 days residency requirement is the same for all states.  A debtor residing in Kansas for the greater part of 180 days can file their case in Kansas; however, they will be unable to use Kansas bankruptcy exemptions.  A debtor must reside in Kansas for two years before being able to use the Kansas exemptions, this could be a good thing or a bad thing depending on which state’s exemptions would apply in the debtor’s situation.

To determine when and where you can file your Missouri or Kansas bankruptcy case, please contact our Kansas City Bankruptcy Attorneys for a free in office consultation.

Bankruptcy Median Income Update for Kansas and Missouri

The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 As of tomorrow, May 1, 2013, the Median Income Levels are changing once again. They are back up in Kansas. This comes after the Median Income decrease we saw on November 1, 2012….

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Can I Qualify for Student Loans After Bankruptcy?

Kansas Bankruptcy Filers Continue Their Educations We are often asked whether filing for bankruptcy will affect a student’s college or graduate financial aid opportunities.  Bankruptcy filers will qualify for some student loans and may struggle to be approved for other loans. Federal loans consisting of Stafford and Perkins loans are awarded based on need and…

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Can I Discharge My Traffic Tickets If I File For Chapter 7 Bankruptcy In Kansas?

The simple answer is no, but read on. Although Chapter 7 bankruptcy often discharges many types of debts and helps people gain a fresh start. There is a limited list of debts that cannot be discharged. The non-payment of these debts is typically thought of not to be in the general public’s best interest. They…

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Is My Car Loan Discharged in a Kansas Bankruptcy Case?

Many people who come to visit with us about filing for bankruptcy have car loans.  One of the most common questions from people is whether their car loan will be discharged in their bankruptcy case.  Car loans are treated differently depending on what kind of bankruptcy you file. A Chapter 13 bankruptcy is open for…

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How Can I Repair My Credit Report And Raise My Credit Score After Filing For Bankruptcy?

Worried That You Won’t Ever Have Credit Again? It Is Possible, It Is All About Rebuilding! Pay all of your bills on time. You have your fresh start through your bankruptcy filing; now make sure you are making your mortgage, car loans, and/or student loans payments on time each month. These types of payments are…

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Can I Get a Car Loan After Bankruptcy?

Many people recognize the need for a change in their financial lives.  For many households filing bankruptcy is the necessary change to allow for a future free of debt.  However, many people are afraid that once they file for bankruptcy they will never be approved for a car loan and this fear leads them away…

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What Will Happen To My Credit Score When I File For Bankruptcy?

You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that the damage may not be as bad as you think and that it is possible to rebuild your credit.  A Chapter 7 bankruptcy involves the…

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Kansas Chapter 7 and Chapter 13 Bankruptcy Median Income Levels Decrease, Missouri Varies Depending On Family Size

What does a change in Median Income Levels mean to you? As of November 1, 2012 the Median Income Levels are back down in Kansas. This comes after the Median Income rise we saw in May 1, 2012. In Missouri, the Median Income change reflects a decrease except for larger families. Despite the decreases, these…

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Reverse Mortgage Scam Causes Seniors to Face Foreclosure and Eviction

Kansas Seniors At Risk Of Facing Foreclosure As Defaults on Reverse Mortgages Hit Record Rates In 2007 I was skeptical, at best, about Reverse Mortgages. As the Elder Law Project Manager for the law firm I worked at I traveled around nine different counties in Kansas and heard countless tells about how people had lost…

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This website’s information should not be construed as formal legal advice or the formation of an attorney /client relationship. The choice of a lawyer is an important decision and should not be based solely upon advertisements. As KC Bankruptcy Attorneys we are a debt relief agency proudly helping people file for bankruptcy relief under the Bankruptcy Code throughout the Kansas City and Missouri Metropolitan Area, including — but not limited to, Johnson, Wyandotte, Leavenworth, Miami, Franklin, Douglas, Doniphan, Brown, Jackson, Jefferson, Shawnee, Osage, Coffey, Anderson, Linn, Allen, Bourbon, Crawford, Cherokee, Labette, Neosho, Woodson, Wilson, Montgomery, Platte, Clay, Jackson, Cass, Bates, Vernon, Barton, and Jasper County.

Kansas City, Lenexa, Shawnee, Leawood, Olathe, Overland Park, Gardner, Prairie Village, Spring Hill, Piper, Bonner Springs, Tonganoxie, Basehor, Leavenworth, Paola, Louisburg, Ottawa, Lawrence, Eudora, La Cygne, Pittsburg, Fort Scott, Arma, Girard, Parsons, Joplin, Independence, Lee’s Summit, Raymore, Raytown, and St. Joesph are representative cities that our Kansas City Bankruptcy Attorneys serve.