Veteran’s Day – A Day to Honor and Remember
The office of Walden & Pfannenstiel, LLC will be closed tomorrow, Thursday, November 11, 2021 in observance of Veteran’s Day. A day off is always a welcome treat; however, we believe it is important to remember why businesses close on this day a few weeks before the Thanksgiving holiday. The purpose of Veteran’s Day is [...]
Should I file Bankruptcy before or after my car is repoed?
It depends. Do you want to keep the car? You may file your bankruptcy case before your car is repossessed or you can chose to wait until the creditor repossess your car to file your case. Your intention for moving forward is most important. Speak with a knowledgeable bankruptcy attorney to determine which Chapter of [...]
What To Do When Creditors Call
First the letters. Now the calls. What should you do? Overwhelming debt is enough to deal with before the phone starts ringing, over and over and over... Know that there are options available to you -- We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. [...]
Will a Kansas Bankruptcy Help If I am a Cosigner on Debts?
Yes! Get rid of the debt you have cosigned on. Cosigner is the same as Codebtor. You are entitled to bankruptcy relief. If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt. [...]
I keep my credit card debt if I file a Chapter 7 bankruptcy in Kansas
FALSE. You qualify to get rid of your debts. Credit card debt is usually discharged in bankruptcy. Apparently there is a rumor or a misunderstanding regarding credit card debt and the ability to discharge it through a bankruptcy filing. None of what I have heard is based in truth. That is why it is so [...]
Will I received the Kansas Child Support Arrears Owed to Me?
Ex-spouse has filed a Chapter 13 Bankruptcy case. I am owed child support. Will I receive the child support arrears that are owed to me? There are certain debts that are not dischargeable in either a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy case. Child support is one of them. So, you will get any [...]
Do I Have To List ALL Of My Assets and Liabilities in Kansas?
Debtor's Duties: List all of your assets This is not optional. Debtors have a responsibility to the Court – such as listing ALL their creditors when filing their bankruptcy case. These are your liabilities. This may include priority debts, such as taxes or past due child support payments, debts that are secured by your home [...]
Do ALL Creditors Get Notice When I File My Bankruptcy Case?
Debtor Duties: List ALL of your Creditors. This is not optional. There are many benefits to filing a Chapter7 Bankruptcy or Chapter 13 Bankruptcy case – -- Stop a garnishment of wages, foreclosure on your home and harassing phone calls from creditors! -- Discharge much, if not all, of the debt that has been holding [...]
What about the Bankruptcy Trustee?
Who is a Bankruptcy Trustee? A bankruptcy trustee is a person appointed by the United States Trustee, an officer of the Department of Justice, to represent a debtor's estate in a bankruptcy proceeding. Bankruptcy trustees evaluate and make recommendations about various debtor demands in accordance with the U.S. Bankruptcy Code. The U.S. Trustee program oversees [...]