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Blog 2017-10-26T17:20:05+00:00

Filing Bankruptcy after Christmas

Bankruptcy Law Blog, Basics|

Christmas is the season of joy and giving.  Your credit cards might have saw a fair amount of action on Black Friday and Cyber Monday.  Credit cards are a necessity to make safe purchases on those cyber bargains and are easier to carry around town when making your last minute purchases.  Some consumers require credit [...]

Stop Collection Calls

Bankruptcy Law Blog, Collection Efforts|

YES! It is possible -- When you are unable to make your monthly payments, Creditor calls are going to happen. First you will get a letter from your Creditor saying something airy like “Whoops you missed a payment!” Make your payment, plus late fees and all is well. But another month passes without payment and [...]

Pre-petition vs. Post-petition Debt

Bankruptcy FAQ, Basics, Debts|

What does Pre-petition vs. Post-petition debt mean in a Bankruptcy? Pre-petition debt is all debt that you have incurred prior to your bankruptcy case being filed. You must list all of your Creditors and debt when you file bankruptcy. Pre-petition debt is the debt that we are expecting to be discharged as part of your [...]

Medical Debt, Marriage, and Bankruptcy

Bankruptcy FAQ, Debts|

When people think about the debt listed on their credit reports and how the debt is affecting their credit scores, most are probably thinking of credit card debt.  However, medical debt is a huge issue for people trying to make ends meet.  Medical debt is not immediately reported on credit reports, until it has been [...]

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