Is there a reason my credit card debt would not be discharged if I file a Chapter 7 bankruptcy in Kansas?
Credit card debt is usually discharged in bankruptcy. Apparently there is a rumor or a misunderstanding regarding credit card debt and the ability to discharge it through a bankruptcy filing. None of what I have heard is based in truth. That is why it is so important to speak with and experienced Kansas City Bankruptcy [...]
My ex-spouse filed for bankruptcy in Kansas and I was not listed as a creditor but Chid Support Enforcement (CSE) was — will I get the child support arrears owed to me?
There are certain debts that are not dischargeable in either a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy case. Child support is one of them. So, you will get any arrears owed to you; however, the method may vary. Typically a Creditor must file a Proof of Claim in a Chapter 13 Bankruptcy case in [...]
If you are behind on your home mortgage filing for bankruptcy may give you the ability to save your home. There are two different chapters of bankruptcy utilized by most consumers – chapter 7 and chapter 13. An automatic stay will go into effect on the day your case is filed under either chapter, with [...]
Yes! When you file your Chapter 7 or Chapter 13 Bankruptcy case in Kansas and/or Missouri you will have to list EVERYTHING! As was discussed in Debtor’s Duties : Part I, Debtors have a responsibility to the Court – such as listing ALL their creditors when filing their bankruptcy case. In this series of blogs, [...]
Our office will be closed on Friday, November 11, 2011 in observance of Veteran’s Day. A day off is always a welcome treat; however, we believe it is important to remember why businesses close on this day a few weeks before the Thanksgiving holiday. The purpose of Veteran’s Day is to have a day when [...]
The Judicial Conference of the United States Bankruptcy Court has announced an increase in bankruptcy filing fees effective November 1, 2011. The filing fees are paid directly to the court usually in full at the time a debtor’s case is filed. The filing fee for a chapter 7 bankruptcy case will increase from $299.00 to [...]
Yes, you must list ALL of your creditors. Debtor’s Duties : Part I There are many benefits to filing a Chapter7 Bankruptcy or Chapter 13 Bankruptcy case – you can stop a garnishment of wages, foreclosure on your home and harassing phone calls from creditors. Not only that, but you can discharge much, if not [...]