General Law Blog

Adjunct Professor of Bankruptcy Law: Malissa L. Walden

2024-01-08T22:29:10+00:00January 10th, 2024|

Adjunct Faculty -- Professor of Law: KU Law School... You may be wondering what an adjunct actually is and what one does. We are a professor employed by a college or university for a specific purpose or length of time and often part-time. Starting in a few days, I will be teaching as such at [...]

5 Great Money Ideas

2023-10-11T18:24:01+00:00October 11th, 2023|

5 great money ideas -- To help you get ahead... Or move into a better financial position.   Make savings automatic. Take steps to make your savings happen automatically. Setting up automatic transfers for a certain day of the month or payday can help you shore up regular savings before the money gets spent elsewhere. [...]

Mastering Your Credit Card (and Not the Other Way Around!)

2023-08-09T19:34:55+00:00August 30th, 2023|

Mastering Your Credit Card: (and Not the Other Way Around!)-- The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on rise throughout [...]

The Business of Credit Cards

2023-08-09T19:49:27+00:00August 23rd, 2023|

Credit Card Markets: Back in Business – Consumers Debt Soars. According to Cassandra Cassidy a writer for the Economy portion of Morning Brew, booming credit card debt is the result of higher prices caused by inflation, rising interest rates, and strong consumer confidence, as well as 24 million new credit cards issued in the last [...]

Of Consumer Interest: A Clear Look at the Eyeglass Rule

2023-05-17T18:34:00+00:00May 17th, 2023|

A Federal Trade Commission (FTC) Workshop Ophthalmic Practice Rules -- Proposed Changes to the Eyeglass Rule. If you have ever finished your eye exam and then felt pressured to purchase your eye glasses on the spot, you may be interested in learning more about the Eyeglass Rule. Join the FTC tomorrow morning; the workshop is [...]

Car Debt: The Upside Down Driver

2023-03-15T15:25:12+00:00March 15th, 2023|

Car Debt: Negative equity – Finance trap. Pandemic Vehicles If you looked at cars at all during pandemic, you know it wasn’t good. It wasn’t just the new cars though. Used car prices that really soared! We happened to be in the market for a vehicle for our teen during this time. I have to [...]

The Who of the Buy Now, Pay Later Credit World

2023-03-10T06:57:00+00:00March 8th, 2023|

Buy Now, Pay Later -- Borrower Profiles: It’s not what we thought. What is Buy Now, Pay Later? Buy now, pay later (BNBL) is a type of short-term financing that allows consumers to make a purchase and pay for it over time. When they finish shopping online and get to checkout they can break up [...]

Why Is My (Adult) Child Still Living At Home?

2023-03-10T06:58:35+00:00March 1st, 2023|

(ADULT) Kids: Living at home -- When is enough, enough? Not a New Question I feel like I’ve written a blog about this in the past. I know it's been the topic of more than one conversation in our office. Yet, an article in a weekly newsletter I follow caught my eye today, “Why do [...]

Why Tax Refunds Aren’t Meeting Expectations This Year

2023-03-10T06:59:34+00:00February 15th, 2023|

Taxes. What was the first thing that came to mind when you saw that word? A burdensome charge? Obligation? Penalties? A refund? Those that file their taxes earliest are likely anticipating a refund. For some, these funds are counted on – year after year. How are tax refunds used? Mostly to pay bills Rent Medical [...]

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