You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that the damage may not be as bad as you think and that it is possible to rebuild your credit. A Chapter 7 bankruptcy involves the [...]
Many of our clients want to know when the trustee will come to their home to look over their property. Debtors filing a chapter 7 bankruptcy are anticipating the trustee coming into their homes to determine what property will be sold during the course of their case. Our clients are relieved to know that the [...]
We get this question a lot. We know that funds are already tight -- that's why you are considering bankruptcy. So, do you really need to come up with extra money to hire a Kansas Bankruptcy Attorney or can you go it alone? Legally, you can file any case you want to on your own [...]
Know that there are options available to you -- Overwhelming Debt We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. We need expensive medications. A utility bill is particularly high. A child needs money for a crisis. Paying for these things can cause one to [...]
If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt. When you co-sign for a loan you are as liable for the resulting debt as the person you are helping out. The [...]
Can I stay in my apartment if I am late on my rent and file a Chapter 7 Bankruptcy case in Kansas or Missouri?
It depends! You may be able to stay in your apartment, but you need to know the risks and your options. Typically, if you are late paying your rent then your landlord can take you to court and have you evicted. On top of that -- your landlord may get a judgment against you for [...]
You may file your bankruptcy case before your car is repossessed or you can chose to wait until the creditor repossess your car to file your case. The first thing to do would be to speak with a Kansas City Bankruptcy Attorney to determine which Chapter of Bankruptcy you will qualify for and if Bankruptcy [...]
Tax season is upon us. Many taxpayers are awaiting their highly anticipated tax refunds from the IRS, Kansas, or Missouri. Families are busy contemplating the best way to take full advantage of their refunds. Those debtors will very low debt, may decide to pay off their credit cards or medical debts. Other debtors realize their [...]
Is there a reason my credit card debt would not be discharged if I file a Chapter 7 bankruptcy in Kansas?
Credit card debt is usually discharged in bankruptcy. Apparently there is a rumor or a misunderstanding regarding credit card debt and the ability to discharge it through a bankruptcy filing. None of what I have heard is based in truth. That is why it is so important to speak with and experienced Kansas City Bankruptcy [...]
My ex-spouse filed for bankruptcy in Kansas and I was not listed as a creditor but Chid Support Enforcement (CSE) was — will I get the child support arrears owed to me?
There are certain debts that are not dischargeable in either a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy case. Child support is one of them. So, you will get any arrears owed to you; however, the method may vary. Typically a Creditor must file a Proof of Claim in a Chapter 13 Bankruptcy case in [...]