Bankruptcy FAQ

Is My Car Loan Discharged in a Kansas Bankruptcy Case?

Many people who come to visit with us about filing for bankruptcy have car loans.  One of the most common questions from people is whether their car loan will be discharged in their bankruptcy case.  Car loans are treated differently depending on what kind of bankruptcy you file. A Chapter 13 bankruptcy is open for [...]

Can I Get a Car Loan After Bankruptcy?

Many people recognize the need for a change in their financial lives.  For many households filing bankruptcy is the necessary change to allow for a future free of debt.  However, many people are afraid that once they file for bankruptcy they will never be approved for a car loan and this fear leads them away [...]

What Will Happen To My Credit Score When I File For Bankruptcy?

You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that the damage may not be as bad as you think and that it is possible to rebuild your credit.  A Chapter 7 bankruptcy involves the [...]

What Should I Do If A Creditor Or Collection Agency Starts Calling Me?

Know that there are options available to you -- Overwhelming Debt We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. We need expensive medications. A utility bill is particularly high. A child needs money for a crisis. Paying for these things can cause one to [...]

Will a Kansas Bankruptcy Help If I am a Cosigner on Debts?

If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt.  When you co-sign for a loan you are as liable for the resulting debt as the person you are helping out. The [...]

Are my tax refunds safe in a Kansas or Missouri bankruptcy?

Tax season is upon us.  Many taxpayers are awaiting their highly anticipated tax refunds from the IRS, Kansas, or Missouri.  Families are busy contemplating the best way to take full advantage of their refunds.  Those debtors will very low debt, may decide to pay off their credit cards or medical debts.  Other debtors realize their [...]

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