chapter 7

Can I Get a Car Loan After Bankruptcy?

Many people recognize the need for a change in their financial lives.  For many households filing bankruptcy is the necessary change to allow for a future free of debt.  However, many people are afraid that once they file for bankruptcy they will never be approved for a car loan and this fear leads them away [...]

Can a Kansas or Missouri Bankruptcy Save My House from Foreclosure?

If you are behind on your home mortgage filing for bankruptcy may give you the ability to save your home.  There are two different chapters of bankruptcy utilized by most consumers – chapter 7 and chapter 13.  An automatic stay will go into effect on the day your case is filed under either chapter, with [...]

Do I Have To List ALL Of My Creditors When I File My Bankruptcy Case?

Yes, you must list ALL of your creditors. Debtor’s Duties : Part I There are many benefits to filing a Chapter7 Bankruptcy or Chapter 13 Bankruptcy case – you can stop a garnishment of wages, foreclosure on your home and harassing phone calls from creditors. Not only that, but you can discharge much, if not [...]

If I file bankruptcy will I lose my retirement?

Kansas and Missouri debtors can protect their retirement in bankruptcy   In a chapter 13 bankruptcy you repay your creditors through a 3 or 5 year repayment plan.  The trustee in a chapter 13 case does not look for any of your property that he can sell for the benefit of the creditors, so your [...]

How Many Times Can You File Bankruptcy?

There are two chapters of bankruptcy most often used by consumers, chapter 7 and chapter 13.  When you can file another bankruptcy case and receive a discharge of your debts depends on what chapter you last filed and when you filed. If you received a discharge in a chapter 7 case filed: Within the last [...]

Feel Guilty About Considering Bankruptcy?

So many times we see our bankruptcy clients in anguish over the thought of wiping out their debt.  They feel guilty about walking away from their creditors.  In some cases the dilemma is obvious; the small town doctor who agreed to bill you for your office visits - resulting in a small debt or the [...]

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