Bankruptcy cases are filed in U.S. Bankruptcy Court, which is a division of the Federal District Courts. Divorce, collection, probate and similar cases are filed in one of the 31 Kansas District Courts located sporadically throughout Kansas. The three Kansas Federal Courthouses, which contain the bankruptcy courts, are located in Kansas City, Topeka, and Wichita….
Tag Archive: filing bankruptcy
Will a Kansas Bankruptcy Help If I am a Cosigner on Debts?
If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt. When you co-sign for a loan you are as liable for the resulting debt as the person you are helping out. The…
Who Is a Bankruptcy Trustee?
Bankruptcy cases are overseen by the U.S. Trustee Program, which is a part of the Department of Justice. The U.S. Trustee program oversees the administration of bankruptcy cases throughout the United States. The states are divided into 21 regions. The state of Kansas is included in Region 20, with the regional office located in Wichita,…
How Many Times Can You File Bankruptcy?
There are two chapters of bankruptcy most often used by consumers, chapter 7 and chapter 13. When you can file another bankruptcy case and receive a discharge of your debts depends on what chapter you last filed and when you filed. If you received a discharge in a chapter 7 case filed: Within the last…
Will a Bankruptcy Affect My Credit Report?
A bankruptcy case will be reported under the public record section of your credit report. This same section of your credit report is where court cases involving creditor judgments are also listed. A bankruptcy case will be reported in the public records section for 7-10 years depending on the bankruptcy case filed. Chapter 13 bankruptcy…
Consumers Beware of Scam for Rental Late Fees
Most consumers remember to lock their doors and windows at night, it is just as important for consumers to protect themselves from fraud. Criminals can defraud unsuspecting consumers in a moment through mail, email, internet, or the telephone. It is crucial that consumers remember to safeguard their information and money. The Kansas Attorney General is…
Retirement and Bankruptcy
Filing bankruptcy in retirement may not be such a bad idea by Cindy Perman, CNBC.com, is a good read for today’s retired population and their families. The article discusses the financial struggles retirees are experiencing due to poor insurance coverage, rising medical expenses, and inadequate living adjustments in Social Security, pensions, and retirement accounts. Family…
Why is Bankruptcy a Dirty Word?
A local news channel, KCTV 5, was interviewing a woman who had filed bankruptcy in a piece titled Bankruptcy a Blessing? The woman stated, “Bankruptcy is a dirty word. But, it saved our lives, it really did.” I was amazed that this woman was so relieved, yet refused to have her face shown during the…
