How can I repair My Credit Report? How can I raise my Credit Score after filing for Bankruptcy? Worried That You Won't Ever Have Credit Again? It Is Possible, It Is All About Rebuilding! Pay all of your bills on time. You have your fresh start through your bankruptcy filing; now make sure you are [...]
Will my credit score be ruined if I file for bankruptcy? Will I ever be able to get credit again after I filed for bankruptcy? You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that [...]
Do I have to hire a Bankruptcy Attorney? Or can I represent myself in Bankruptcy Court? Simple answer: no you don't have to hire an attorney and you may represent yourself. We get this question a lot and we get it... We know that funds are already tight -- that's why you are considering bankruptcy. [...]
Can filing bankruptcy save my house from foreclosure? If you are behind on your home mortgage filing for bankruptcy may give you the ability to save your home. There are two different chapters of bankruptcy utilized by most consumers – chapter 7 and chapter 13. An automatic stay will go into effect on the day [...]
First the letters. Now the calls. What should you do? Overwhelming debt is enough to deal with before the phone starts ringing, over and over and over... Know that there are options available to you -- We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. [...]
Yes! Get rid of the debt you have cosigned on. Cosigner is the same as Codebtor. You are entitled to bankruptcy relief. If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt. [...]
Who is a Bankruptcy Trustee? A bankruptcy trustee is a person appointed by the United States Trustee, an officer of the Department of Justice, to represent a debtor's estate in a bankruptcy proceeding. Bankruptcy trustees evaluate and make recommendations about various debtor demands in accordance with the U.S. Bankruptcy Code. The U.S. Trustee program oversees [...]
Can Bankruptcy stop a garnishment? How much of my money can they take!?! Consumers file bankruptcy for several reasons one of which is to stop a garnishment on their paychecks or bank accounts. We typically see order of garnishment for 25% of paychecks. This is assuming they are non-government debts. If they are government debts, [...]
Can I only file bankruptcy once? Can I file bankruptcy twice? Can I file bankruptcy three times? Would you be surprised to learn there is actually NO limit on the number of times you can file bankruptcy? However... there are limitations. (Yes, there is a difference!) There are two chapters of bankruptcy most often used [...]
There was a recent news article about a Seattle man happy to be alive after a long struggle with COVID-19. Yet, after nearly losing the battle day after day for months – he stated what was “heart-stopping” was receiving his medical bill. A whopping $1.1 MILLION! It’s not likely that he will owe all of [...]