Bankruptcy cases are filed in U.S. Bankruptcy Court, which is a division of the Federal District Courts. Divorce, collection, probate and similar cases are filed in one of the 31 Kansas District Courts located sporadically throughout Kansas. The three Kansas Federal Courthouses, which contain the bankruptcy courts, are located in Kansas City, Topeka, and Wichita….
Tag Archive: Kansas
Is My Car Loan Discharged in a Kansas Bankruptcy Case?
Many people who come to visit with us about filing for bankruptcy have car loans. One of the most common questions from people is whether their car loan will be discharged in their bankruptcy case. Car loans are treated differently depending on what kind of bankruptcy you file. A Chapter 13 bankruptcy is open for…
Can I Get a Car Loan After Bankruptcy?
Many people recognize the need for a change in their financial lives. For many households filing bankruptcy is the necessary change to allow for a future free of debt. However, many people are afraid that once they file for bankruptcy they will never be approved for a car loan and this fear leads them away…
Kansas Chapter 7 and Chapter 13 Bankruptcy Median Income Levels Decrease, Missouri Varies Depending On Family Size
What does a change in Median Income Levels mean to you? As of November 1, 2012 the Median Income Levels are back down in Kansas. This comes after the Median Income rise we saw in May 1, 2012. In Missouri, the Median Income change reflects a decrease except for larger families. Despite the decreases, these…
Reverse Mortgage Scam Causes Seniors to Face Foreclosure and Eviction
Kansas Seniors At Risk Of Facing Foreclosure As Defaults on Reverse Mortgages Hit Record Rates In 2007 I was skeptical, at best, about Reverse Mortgages. As the Elder Law Project Manager for the law firm I worked at I traveled around nine different counties in Kansas and heard countless tells about how people had lost…
Will the Trustee Come Into My Home if I File Bankruptcy in Kansas?
Many of our clients want to know when the trustee will come to their home to look over their property. Debtors filing a chapter 7 bankruptcy are anticipating the trustee coming into their homes to determine what property will be sold during the course of their case. Our clients are relieved to know that the…
Median Income Levels Increase Making Chapter 7 and Chapter 13 Bankruptcy More Obtainable In Kansas And Missouri
What does a rise in Median Income Levels mean to you? Starting May 1, 2012 the Median Income Levels went up in Kansas and Missouri. In addition the IRS National Standard Deductions changed. If you have been considering filing for Bankruptcy this means that you may be more likely to qualify for a Chapter 7…
Will a Kansas Bankruptcy Help If I am a Cosigner on Debts?
If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt. When you co-sign for a loan you are as liable for the resulting debt as the person you are helping out. The…
Can I stay in my apartment if I am late on my rent and file a Chapter 7 Bankruptcy case in Kansas or Missouri?
It depends! You may be able to stay in your apartment, but you need to know the risks and your options. Typically, if you are late paying your rent then your landlord can take you to court and have you evicted. On top of that — your landlord may get a judgment against you for…
Can a Kansas or Missouri Bankruptcy Save My House from Foreclosure?
If you are behind on your home mortgage filing for bankruptcy may give you the ability to save your home. There are two different chapters of bankruptcy utilized by most consumers – chapter 7 and chapter 13. An automatic stay will go into effect on the day your case is filed under either chapter, with…
