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Telephone Scam Targeting Bankruptcy Filers

If you have filed for bankruptcy, please read the public notices from the NACBA and the United States Bankruptcy Courts. Remember at no time during the preparation of your case or after filing your case will your bankruptcy attorney or the attorney’s staff call and request an immediate wire transfer.  Should you receive such a [...]

Suburbia’s Wilting Economy: Johnson County, KS

I recently read an article in the JOCO – The Johnson County Government Magazine, titled “The truth about poverty in Johnson County.” While as Bankruptcy Attorneys we deal with people everyday facing financial problems, this article really brings home not only the problem our County is facing, but also the fact that something needs to [...]

Bankruptcy Filing Fees on the Rise June 1, 2014

The Judicial Conference of the United States approved amendments to the Bankruptcy Court Miscellaneous Fee Schedule, which will go into effect on June 1, 2014.  The amendment affecting most bankruptcy filers is an increase to the administrative fee assessed at the filing of every bankruptcy case.  The administrative fee will increase to $75.00 for chapter [...]

Chapter 13 Debt Limits

Debtors have the option of filing a chapter 13 bankruptcy as long as some qualifications are met.  One of those qualifications is the debtor’s secured and unsecured debt amounts cannot exceed the limits set for a chapter 13.  A chapter 13 is a repayment plan that allows debtors to make monthly payments to the assigned [...]

Pre-petition vs. Post-petition Debt

What does Pre-petition vs. Post-petition debt mean in a Bankruptcy? Pre-petition debt is all debt that you have incurred prior to your bankruptcy case being filed. You must list all of your Creditors and debt when you file bankruptcy. Pre-petition debt is the debt that we are expecting to be discharged as part of your [...]

Medical Debt, Marriage, and Bankruptcy

When people think about the debt listed on their credit reports and how the debt is affecting their credit scores, most are probably thinking of credit card debt.  However, medical debt is a huge issue for people trying to make ends meet.  Medical debt is not immediately reported on credit reports, until it has been [...]

Is My Car Loan Discharged in a Kansas Bankruptcy Case?

Many people who come to visit with us about filing for bankruptcy have car loans.  One of the most common questions from people is whether their car loan will be discharged in their bankruptcy case.  Car loans are treated differently depending on what kind of bankruptcy you file. A Chapter 13 bankruptcy is open for [...]

Can I Get a Car Loan After Bankruptcy?

Many people recognize the need for a change in their financial lives.  For many households filing bankruptcy is the necessary change to allow for a future free of debt.  However, many people are afraid that once they file for bankruptcy they will never be approved for a car loan and this fear leads them away [...]

What Will Happen To My Credit Score When I File For Bankruptcy?

You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that the damage may not be as bad as you think and that it is possible to rebuild your credit.  A Chapter 7 bankruptcy involves the [...]

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