Kansas garnishment is a procedure whereby the wages, money or intangible property of a person can be seized or attached pursuant to an order of garnishment issued by the court. An order of garnishment follows a judgment in most cases. Creditors do have the option of requesting Kansas courts to issue a garnishment before a…
Tag Archive: Overland Park
Can I Get a Car Loan After Bankruptcy?
Many people recognize the need for a change in their financial lives. For many households filing bankruptcy is the necessary change to allow for a future free of debt. However, many people are afraid that once they file for bankruptcy they will never be approved for a car loan and this fear leads them away…
Will the Trustee Come Into My Home if I File Bankruptcy in Kansas?
Many of our clients want to know when the trustee will come to their home to look over their property. Debtors filing a chapter 7 bankruptcy are anticipating the trustee coming into their homes to determine what property will be sold during the course of their case. Our clients are relieved to know that the…
Can I stay in my apartment if I am late on my rent and file a Chapter 7 Bankruptcy case in Kansas or Missouri?
It depends! You may be able to stay in your apartment, but you need to know the risks and your options. Typically, if you are late paying your rent then your landlord can take you to court and have you evicted. On top of that — your landlord may get a judgment against you for…
Can a Kansas or Missouri Bankruptcy Save My House from Foreclosure?
If you are behind on your home mortgage filing for bankruptcy may give you the ability to save your home. There are two different chapters of bankruptcy utilized by most consumers – chapter 7 and chapter 13. An automatic stay will go into effect on the day your case is filed under either chapter, with…
Debtor’s Duties : Part II : Do I Have To List ALL Of My Assets and Liabilities in Kansas?
Yes! When you file your Chapter 7 or Chapter 13 Bankruptcy case in Kansas and/or Missouri you will have to list EVERYTHING! As was discussed in Debtor’s Duties : Part I, Debtors have a responsibility to the Court – such as listing ALL their creditors when filing their bankruptcy case. In this series of blogs,…
Do I Have To List ALL Of My Creditors When I File My Bankruptcy Case?
Yes, you must list ALL of your creditors. Debtor’s Duties : Part I There are many benefits to filing a Chapter7 Bankruptcy or Chapter 13 Bankruptcy case – you can stop a garnishment of wages, foreclosure on your home and harassing phone calls from creditors. Not only that, but you can discharge much, if not…
If I file bankruptcy will I lose my retirement?
Kansas and Missouri debtors can protect their retirement in bankruptcy In a chapter 13 bankruptcy you repay your creditors through a 3 or 5 year repayment plan. The trustee in a chapter 13 case does not look for any of your property that he can sell for the benefit of the creditors, so your…
Why Do I Have To Take A Credit Counseling Course Before I File My Bankruptcy?
Credit Counseling Requirements Before Filing For Personal Bankruptcy In Kansas City As part of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, before you file for bankruptcy relief, you must take a credit counseling course. This is a onetime class which you may take over the phone, online or in person. The certificate…
Can Bankruptcy Stop a Garnishment?
Consumers file bankruptcy for several reasons one of which is to stop a garnishment on their paychecks or bank accounts. Most consumers file a chapter 7 or chapter 13 bankruptcy, both will give you the protection of the automatic stay. The automatic stay goes into effect the moment your case is filed. Repeat filers with…
