Shawnee

April 1, 2016 Median Income Levels for Kansas and Missouri Bankruptcy Filers

The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 As of April 1, 2016 the Median Income Levels changed once again. Median income levels in Kansas and Missouri are up across the board! If your income has been on the border in [...]

Friends of JCDS Volunteer Day

Friends of JCDS Volunteer Day On Friday we volunteered through the Johnson County Bar Association to help the Friends of JCDS at one of the homes selected to be on their upcoming Homes Tour. It was a beautiful day to be outside doing some yard work! Together with other members of the Bar over 350 [...]

Suburbia’s Wilting Economy: Johnson County, KS

I recently read an article in the JOCO – The Johnson County Government Magazine, titled “The truth about poverty in Johnson County.” While as Bankruptcy Attorneys we deal with people everyday facing financial problems, this article really brings home not only the problem our County is facing, but also the fact that something needs to [...]

Is my Social Security Income protected from my Creditors?

Your social security income may be protected from creditors – meaning they cannot garnish your social security check or the bank account that it sits in – if you protect it correctly. The relevant law is a section regarding Old Age, Survivor, and Disability benefits, which contains this language: 42 USC §407 (a) In general: [...]

Kansas Order for a Hearing in Aid in Execution of Judgment

Times are hard – you’ve lost your job, you got sick, the market still hasn’t turned around – and you have not been able to make your monthly credit card payments. The collection letters come, but you set them to the side. Creditors have been calling, but now you recognize the number and just don’t [...]

Stop Collection Calls

YES! It is possible -- When you are unable to make your monthly payments, Creditor calls are going to happen. First you will get a letter from your Creditor saying something airy like “Whoops you missed a payment!” Make your payment, plus late fees and all is well. But another month passes without payment and [...]

Can you file Chapter 7 or Chapter 13 Bankruptcy with perfect credit?

Yes. Your credit history does not influence your ability to qualify for Bankruptcy. There are no rules or requirements related to your credit you must meet when filing for bankruptcy. You do not need to be behind on your bills or ever missed a single payment. I think this is a common myth in Bankruptcy [...]

Do I Have To List ALL Of My Creditors When I File My Bankruptcy Case?

Yes, you must list ALL of your creditors. Debtor’s Duties : Part I There are many benefits to filing a Chapter7 Bankruptcy or Chapter 13 Bankruptcy case – you can stop a garnishment of wages, foreclosure on your home and harassing phone calls from creditors. Not only that, but you can discharge much, if not [...]

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