How can I repair My Credit Report? How can I raise my Credit Score after filing for Bankruptcy? Worried That You Won't Ever Have Credit Again? It Is Possible, It Is All About Rebuilding! Pay all of your bills on time. You have your fresh start through your bankruptcy filing; now make sure you are [...]
“Many people look forward to the new year for a new start on old habits.” Author Unknown. We ring in the New Year in just a few days... Toasting family and friends with hopes of following through on those pesky New Year resolutions. There is an abundance of advice on how to stick with those [...]
Can I get a car loan after filing bankruptcy? Yes -- Credit. Cars. Houses. They are all available after filing for bankruptcy. There are Lenders that are willing to work with you. Timing is key so be aware of the terms. Early financing can come with high interest rates. Many people recognize the need for [...]
Will my credit score be ruined if I file for bankruptcy? Will I ever be able to get credit again after I filed for bankruptcy? You may be surprised! This is a common question and concern for those considering bankruptcy as an option to relieve their debt stress. You may be surprised to find that [...]
Do I have to hire a Bankruptcy Attorney? Or can I represent myself in Bankruptcy Court? Simple answer: no you don't have to hire an attorney and you may represent yourself. We get this question a lot and we get it... We know that funds are already tight -- that's why you are considering bankruptcy. [...]
Can filing bankruptcy save my house from foreclosure? If you are behind on your home mortgage filing for bankruptcy may give you the ability to save your home. There are two different chapters of bankruptcy utilized by most consumers – chapter 7 and chapter 13. An automatic stay will go into effect on the day [...]
The office of Walden & Pfannenstiel, LLC will be closed tomorrow, Thursday, November 11, 2021 in observance of Veteran’s Day. A day off is always a welcome treat; however, we believe it is important to remember why businesses close on this day a few weeks before the Thanksgiving holiday. The purpose of Veteran’s Day is [...]
It depends. Do you want to keep the car? You may file your bankruptcy case before your car is repossessed or you can chose to wait until the creditor repossess your car to file your case. Your intention for moving forward is most important. Speak with a knowledgeable bankruptcy attorney to determine which Chapter of [...]
First the letters. Now the calls. What should you do? Overwhelming debt is enough to deal with before the phone starts ringing, over and over and over... Know that there are options available to you -- We all try hard to pay our bills and not spend more than we have. However, sometimes emergencies arise. [...]
Yes! Get rid of the debt you have cosigned on. Cosigner is the same as Codebtor. You are entitled to bankruptcy relief. If you have agreed to co-sign on a debt with a friend, partner, relative, or ex-spouse you may be in an unfortunate situation if the other person has stopped paying on the debt. [...]