FALSE. You qualify to get rid of your debts. Credit card debt is usually discharged in bankruptcy. Apparently there is a rumor or a misunderstanding regarding credit card debt and the ability to discharge it through a bankruptcy filing. None of what I have heard is based in truth. That is why it is so [...]
Ex-spouse has filed a Chapter 13 Bankruptcy case. I am owed child support. Will I receive the child support arrears that are owed to me? There are certain debts that are not dischargeable in either a Chapter 7 Bankruptcy or Chapter 13 Bankruptcy case. Child support is one of them. So, you will get any [...]
Debtor's Duties: List all of your assets This is not optional. Debtors have a responsibility to the Court – such as listing ALL their creditors when filing their bankruptcy case. These are your liabilities. This may include priority debts, such as taxes or past due child support payments, debts that are secured by your home [...]
Debtor Duties: List ALL of your Creditors. This is not optional. There are many benefits to filing a Chapter7 Bankruptcy or Chapter 13 Bankruptcy case – -- Stop a garnishment of wages, foreclosure on your home and harassing phone calls from creditors! -- Discharge much, if not all, of the debt that has been holding [...]
Who is a Bankruptcy Trustee? A bankruptcy trustee is a person appointed by the United States Trustee, an officer of the Department of Justice, to represent a debtor's estate in a bankruptcy proceeding. Bankruptcy trustees evaluate and make recommendations about various debtor demands in accordance with the U.S. Bankruptcy Code. The U.S. Trustee program oversees [...]
Will I lose my retirement if I file bankruptcy? Chapter 13 bankruptcy you repay your creditors through a 3 or 5 year repayment plan. The trustee in a chapter 13 case does not look for any of your property that he can sell for the benefit of the creditors, so your retirement would be safe [...]
How will my bankruptcy case be filed electronically? Is filing a bankruptcy case electronically safe? If you hire a Bankruptcy Attorney to file your Bankruptcy case – it will be filed electronically. Since September 1, 2004 all Kansas Bankruptcy Attorneys have been required to file documents through Electronic Case Management / Electronic Case Filing (CM/ECF). [...]
Why do I have to take a Credit Counseling Course before I file my Bankruptcy Case? Credit Counseling Requirements For Personal Bankruptcy In Kansas City As part of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, before you file for bankruptcy relief, you must take a credit counseling course. This is a onetime [...]
Can Bankruptcy stop a garnishment? How much of my money can they take!?! Consumers file bankruptcy for several reasons one of which is to stop a garnishment on their paychecks or bank accounts. We typically see order of garnishment for 25% of paychecks. This is assuming they are non-government debts. If they are government debts, [...]
Can I only file bankruptcy once? Can I file bankruptcy twice? Can I file bankruptcy three times? Would you be surprised to learn there is actually NO limit on the number of times you can file bankruptcy? However... there are limitations. (Yes, there is a difference!) There are two chapters of bankruptcy most often used [...]