It is Senior Year … So much is going on – Let’s talk finances. As a parent of a high school senior, I’m feeling all of the feels right now. There are so many “lasts” to witness, while celebrating the young adult they’ve become. Along with the “lasts” and senior photos and cap and gown [...]
Romance In The Air – Love So True … Ah, April Fools … It’s not nice to play tricks on people. Especially tricks of the heart. The dating world is different today than it was many years ago. Statistics show that U.S. adults are getting married later in life and that most people who are [...]
Adjunct Faculty -- Professor of Law: KU Law School... You may be wondering what an adjunct actually is and what one does. We are a professor employed by a college or university for a specific purpose or length of time and often part-time. Starting in a few days, I will be teaching as such at [...]
5 great money ideas -- To help you get ahead... Or move into a better financial position. Make savings automatic. Take steps to make your savings happen automatically. Setting up automatic transfers for a certain day of the month or payday can help you shore up regular savings before the money gets spent elsewhere. [...]
Mastering Your Credit Card: (and Not the Other Way Around!)-- The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on rise throughout [...]
Credit Card Markets: Back in Business – Consumers Debt Soars. According to Cassandra Cassidy a writer for the Economy portion of Morning Brew, booming credit card debt is the result of higher prices caused by inflation, rising interest rates, and strong consumer confidence, as well as 24 million new credit cards issued in the last [...]
A Federal Trade Commission (FTC) Workshop Ophthalmic Practice Rules -- Proposed Changes to the Eyeglass Rule. If you have ever finished your eye exam and then felt pressured to purchase your eye glasses on the spot, you may be interested in learning more about the Eyeglass Rule. Join the FTC tomorrow morning; the workshop is [...]
Car Debt: Negative equity – Finance trap. Pandemic Vehicles If you looked at cars at all during pandemic, you know it wasn’t good. It wasn’t just the new cars though. Used car prices that really soared! We happened to be in the market for a vehicle for our teen during this time. I have to [...]
Buy Now, Pay Later -- Borrower Profiles: It’s not what we thought. What is Buy Now, Pay Later? Buy now, pay later (BNBL) is a type of short-term financing that allows consumers to make a purchase and pay for it over time. When they finish shopping online and get to checkout they can break up [...]
(ADULT) Kids: Living at home -- When is enough, enough? Not a New Question I feel like I’ve written a blog about this in the past. I know it's been the topic of more than one conversation in our office. Yet, an article in a weekly newsletter I follow caught my eye today, “Why do [...]
