Can I file bankruptcy with perfect credit? I pay all of my debts on time (but I'm struggling) . . . Can I still file? Yes. Your credit history does not influence your ability to qualify for Bankruptcy. There are no rules or requirements related to your credit you must meet when filing for bankruptcy. [...]
Where will my Kansas bankruptcy case be filed? Bankruptcy cases are filed in U.S. Bankruptcy Court, which is a division of the Federal District Courts. Your Attorney will file your case electronically. Divorce, collection, probate and similar cases are filed in one of the 31 Kansas District Courts located sporadically throughout Kansas. While the three [...]
“Many people look forward to the new year for a new start on old habits.” Author Unknown. We ring in the New Year in just a few days... Toasting family and friends with hopes of following through on those pesky New Year resolutions. There is an abundance of advice on how to stick with those [...]
Do I have to hire a Bankruptcy Attorney? Or can I represent myself in Bankruptcy Court? Simple answer: no you don't have to hire an attorney and you may represent yourself. We get this question a lot and we get it... We know that funds are already tight -- that's why you are considering bankruptcy. [...]
Can I only file bankruptcy once? Can I file bankruptcy twice? Can I file bankruptcy three times? Would you be surprised to learn there is actually NO limit on the number of times you can file bankruptcy? However... there are limitations. (Yes, there is a difference!) There are two chapters of bankruptcy most often used [...]
Bankruptcy will ruin my credit forever. I will never be able to purchase anything again. FALSE. In truth, a bankruptcy case will be reported under the public record section of your credit report... and you will move on. This same section of your credit report is where court cases involving creditor judgments are also listed, [...]
Chapters of Bankruptcy - the kind you file is going to be based on your needs and qualifications. Part of the Bankruptcy Information Sheet provided by U.S. Trustee Program explains each as follows: Chapter 7 – A trustee is appointed to take over your property. Any property of value will be sold or turned into [...]
Bankruptcy Guilt. Why you need to redirect your energy. So many times we see our bankruptcy clients in anguish over the thought of wiping out their debt. They feel guilty about walking away from their creditors. In some cases the dilemma is obvious; the small town doctor who agreed to bill you for your office [...]
Bankruptcy is not inherently bad or good. It is an important protection for honest consumers who find themselves in big trouble with debt. A small minority of filers try to abuse the bankruptcy process to hide assets and cheat creditors. A large part of the reason why people say bankruptcy is bad is because they [...]
Christmas is the season of joy and giving. Your credit cards might have saw a fair amount of action on Black Friday and Cyber Monday. Credit cards are a necessity to make safe purchases on those cyber bargains and are easier to carry around town when making your last minute purchases. Some consumers require credit [...]