Learn How A Student Loan Lawyer Can Help You!
Struggling with student loan debt? Learn how a student loan lawyer can help you!
S.A.V.E. Program
Save on your student loans through the S.A.V.E. Program!
April 1, 2024 Median Income Levels for Kansas and Missouri Bankruptcy Filers
April 1, 2024 Median Income Levels for Kansas and Missouri Bankruptcy Filers The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. On April 1, 2024, [...]
Is a Fresh Start Possible When the State Works Against You?
Families and Poverty -- How Can Your State Protect You … Fresh Start 2024. A report from the National Consumer Law Center (NCLC) shows how states lack in offering assistance and protection to its citizens. Every state has a set of exemptions that allow one to avoid losing everything to the creditors. Per the NCLC [...]
What does pre-petition debt vs post-petition debt mean?
Pre-petition debt – Post-petition debt … What do they mean? It all comes down to when you incurred the debt. Meaning, what is the date that you bought something, charged something, or borrowed funds. Why do we care? In bankruptcy cases, the ‘when’ of these actions is a big deal. It can mean the difference [...]
Bankruptcy Alternatives You May Consider : Know Your Financial Options
No Bankruptcy – Consider the Alternatives … Bankruptcy vs Other Financial Options: Have you ever been stressed and overwhelmed by your debt situation? Have you ever wondered if bankruptcy would be right for you? Have you ever considered if there were other options you could try? Have you ever decided that bankruptcy should only be [...]
Navient Student Loan Class Action Suit ** UPDATE **
Navient — Student Loan Debt… Class action suit. (original post 11/9/23) Navient Class Action Suit ** UPDATE ** As additional questions keep coming in regarding this class action suit, here is an update: The matter of Youssef v. Navient Solution; Case No. 23-MC-2113 (HG), Adv. Pro. No 17-1085 has been settled. The proposed [...]
November 1, 2023 Median Income Levels for Kansas and Missouri Bankruptcy Filers
November 1, 2023 Median Income Levels for Kansas and Missouri Bankruptcy Filers The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. On November 1, 2023, [...]
The Business of Credit Cards
Credit Card Markets: Back in Business – Consumers Debt Soars. According to Cassandra Cassidy a writer for the Economy portion of Morning Brew, booming credit card debt is the result of higher prices caused by inflation, rising interest rates, and strong consumer confidence, as well as 24 million new credit cards issued in the last [...]
Student Loan Debt Forgiveness: IDR – The New Debt Relief Program
Student Loan Debt Forgiveness Round … -- What now. As I posted in January, Student Loan Debt Relief has been a hot topic for some time now. You can’t scroll through a news feed without seeing a new story – a promise of hope. A dashed chance for forgiveness. Legal fights, forgiveness blocked, new proposals, [...]