Expect your Kansas City Bankruptcy Attorneys to continue to guide you through the Bankruptcy process -- You will be fully prepared to "meet" with the Kansas City Bankruptcy Trustee assigned to your Bankruptcy case! Since March, 2020, all 341 Meetings have been held by phone. We expect this to continue as long as necessary to [...]
Bankruptcy is not inherently bad or good. It is an important protection for honest consumers who find themselves in big trouble with debt. A small minority of filers try to abuse the bankruptcy process to hide assets and cheat creditors. A large part of the reason why people say bankruptcy is bad is because they [...]
For Bankruptcy purposes, the Means Test looks at your Median Income and Family Size to determine for which Chapter you may qualify: Chapter 7 or Chapter 13 As of November 1, 2018, the Census Bureau Median Income by Family Size have been updated -- this happens about every 6 months. Several of the Median Income [...]
The best bankruptcy option for some debtors is a chapter 13. The reasons differ per debtor; however, usually it is because their income is too high for a chapter 7; they are behind on their mortgage and want to keep their house; they are behind on a car; have non-exempt property they wish to keep; [...]
A New Year is a time to look at the next 12 months with hope and possibility, let our bankruptcy attorneys assist you and have a Happy New Year in 2015. Every day we see debtors and their households struggling with debt. The debt is keeping these families from enjoying their lives together, because they [...]
Christmas is the season of joy and giving. Your credit cards might have saw a fair amount of action on Black Friday and Cyber Monday. Credit cards are a necessity to make safe purchases on those cyber bargains and are easier to carry around town when making your last minute purchases. Some consumers require credit [...]
YES! It is possible -- When you are unable to make your monthly payments, Creditor calls are going to happen. First you will get a letter from your Creditor saying something airy like “Whoops you missed a payment!” Make your payment, plus late fees and all is well. But another month passes without payment and [...]
Kansas Bankruptcy Filers Continue Their Educations We are often asked whether filing for bankruptcy will affect a student’s college or graduate financial aid opportunities. Bankruptcy filers will qualify for some student loans and may struggle to be approved for other loans. Federal loans consisting of Stafford and Perkins loans are awarded based on need and [...]
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