Federal Student Loan Payments-- Start in October ... Are you ready? Be proactive. There are things that you can do NOW, so don't wait until you receive your first bill. Restarting Payments: You should receive your first bill at least 21 days before your due date Make sure that your contact information is up to [...]
Mastering Your Credit Card: (and Not the Other Way Around!)-- The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on rise throughout [...]
Credit Card Markets: Back in Business – Consumers Debt Soars. According to Cassandra Cassidy a writer for the Economy portion of Morning Brew, booming credit card debt is the result of higher prices caused by inflation, rising interest rates, and strong consumer confidence, as well as 24 million new credit cards issued in the last [...]
Walden & Pfannenstiel, LLC: Wednesday’s Client – Wins… Alexander Dillon’s Journey Alex turned to our office for help after his wife of 37 year passed away of cancer. The many months of treatment and her proceeding death had taken a toll on Alex emotionally, mentally and financially. He knew he needed help, but didn’t know [...]
Summer. Where – Did. It. Go? A new school year is quickly approaching. No matter if you are teacher, parent or student – the idea of a new school year has to stir up some feelings. Good, bad, or otherwise. How will you and your child(ren) survive the school year? Here are some suggestions: Ease [...]
Living Day-By-Day Robbing From The Future -- Hurting Ourselves. Robbing Peter to pay Paul. This well-known expression dates back to at least the 16th century. Most sources agree that it refers to the two apostles. It could be in reference to the collection of taxes. A more widely held thought is that it derives from [...]
Student Loan Debt Forgiveness Round … -- What now. As I posted in January, Student Loan Debt Relief has been a hot topic for some time now. You can’t scroll through a news feed without seeing a new story – a promise of hope. A dashed chance for forgiveness. Legal fights, forgiveness blocked, new proposals, [...]
Walden & Pfannenstiel, LLC: Wednesday’s Client – Wins… Aaron and Rachel Wilson’s Journey This young couple came to us struggling to make it on their current salaries, with a young child, a home loan and monthly credit card debt. In addition to their current debt situation, their old farm home was in serious need of [...]
Grow Your Life: Manage problems and feel in control – Turn to Self-Help (Books) ... According to Goodreads, while three-quarters of overall readers are women, 62.5% of self-help books readers are also women. The majority of self-help book authors are men and have a larger readership among women than men. So, should you trust them? Should [...]
Bankruptcy Fraud: A Federal Crime -- Even the intent to commit, may be punishable. One of the first signature lines I read along with my Clients: I have examined this petition, and I declare under penalty of perjury that the information provided is true and correct. … I understand making a false statement, concealing property, [...]
