Navient -- Student Loan Debt… Class action suit. Do you have private Navient Student Loans? Keep reading! In the class action case of Youssef v. Navient Solutions, et. al., Navient has reached a settlement and you may qualify for relief. Who qualifies for relief? You filed for bankruptcy protection on or after October 17, 2005; [...]
November 1, 2023 Median Income Levels for Kansas and Missouri Bankruptcy Filers The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. On November 1, 2023, [...]
5 great money ideas -- To help you get ahead... Or move into a better financial position. Make savings automatic. Take steps to make your savings happen automatically. Setting up automatic transfers for a certain day of the month or payday can help you shore up regular savings before the money gets spent elsewhere. [...]
Student Loan Borrowers If your Loan is NOT in Default Prepare for your upcoming payment As a result of legislation enacted by Congress, the student loan payment pause is ending. Interest on your loans resumed on Sept. 1, 2023, and your first payment is due in October. What do you need to do? Update your [...]
Federal Student Loan Payments-- Start in October ... Are you ready? Be proactive. There are things that you can do NOW, so don't wait until you receive your first bill. Restarting Payments: You should receive your first bill at least 21 days before your due date Make sure that your contact information is up to [...]
Mastering Your Credit Card: (and Not the Other Way Around!)-- The average credit card balance in America ballooned to $5,910 in 2022. This figure is up 13.2% from the year before according to Experian, and it spells out a worrisome (and costly) trend for consumers. After all, credit card interest rates were on rise throughout [...]
Credit Card Markets: Back in Business – Consumers Debt Soars. According to Cassandra Cassidy a writer for the Economy portion of Morning Brew, booming credit card debt is the result of higher prices caused by inflation, rising interest rates, and strong consumer confidence, as well as 24 million new credit cards issued in the last [...]
Walden & Pfannenstiel, LLC: Wednesday’s Client – Wins… Alexander Dillon’s Journey Alex turned to our office for help after his wife of 37 year passed away of cancer. The many months of treatment and her proceeding death had taken a toll on Alex emotionally, mentally and financially. He knew he needed help, but didn’t know [...]
Summer. Where – Did. It. Go? A new school year is quickly approaching. No matter if you are teacher, parent or student – the idea of a new school year has to stir up some feelings. Good, bad, or otherwise. How will you and your child(ren) survive the school year? Here are some suggestions: Ease [...]
Living Day-By-Day Robbing From The Future -- Hurting Ourselves. Robbing Peter to pay Paul. This well-known expression dates back to at least the 16th century. Most sources agree that it refers to the two apostles. It could be in reference to the collection of taxes. A more widely held thought is that it derives from [...]
