November 1, 2023 Median Income Levels for Kansas and Missouri Bankruptcy Filers The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. On November 1, 2023, [...]
Walden & Pfannenstiel, LLC: Wednesday’s Client – Wins… Alexander Dillon’s Journey Alex turned to our office for help after his wife of 37 year passed away of cancer. The many months of treatment and her proceeding death had taken a toll on Alex emotionally, mentally and financially. He knew he needed help, but didn’t know [...]
Living Day-By-Day Robbing From The Future -- Hurting Ourselves. Robbing Peter to pay Paul. This well-known expression dates back to at least the 16th century. Most sources agree that it refers to the two apostles. It could be in reference to the collection of taxes. A more widely held thought is that it derives from [...]
Walden & Pfannenstiel, LLC: Wednesday’s Client – Wins… Aaron and Rachel Wilson’s Journey This young couple came to us struggling to make it on their current salaries, with a young child, a home loan and monthly credit card debt. In addition to their current debt situation, their old farm home was in serious need of [...]
Bankruptcy Fraud: A Federal Crime -- Even the intent to commit, may be punishable. One of the first signature lines I read along with my Clients: I have examined this petition, and I declare under penalty of perjury that the information provided is true and correct. … I understand making a false statement, concealing property, [...]
Scams Fraud The duped consumer. As of 2022 the Federal Trade Commission reported 2.4 MILLION fraud reports and losses of more than $8.8 billion. You Know Me! The number one scam category: imposter scams. These types of scams involve criminals pretending to be a trusted organization such as a bank, the police or a government [...]
Considering or have filed a Chapter 13 Bankruptcy case? Ignore This Educational Bankruptcy Post -- Are you a Chapter 7 filer with secured property that you would like to keep? This post is for you. For those of you that filed a Chapter 7 and have a security interest in property -- you may hear [...]
April 1, 2023 Median Income Levels for Kansas and Missouri Bankruptcy Filers The Means Test looks at your Median Income to determine for which Chapter of Bankruptcy you qualify: Chapter 7 or Chapter 13 Most individual debtors filing for bankruptcy relief are required to complete a version of Bankruptcy Form 122. On April 1, 2023, [...]
Student Loans Debt Relief Forgiveness It’s been a hot topic for some time now. You can’t scroll through a news feed without seeing a new story – a promise of hope. A dashed chance for relief. 10 hours ago: Student loan forgiveness blocked: Case against debt relief keeps weakening: experts Recent legal briefs highlighted how [...]
Happy New Year! It's time to start over. Get debt-free in 2023-- A New Year: It is time to look at the next 12 months with hope and possibility, let the past be in the past. Our bankruptcy attorneys can help you have a happy, less stressful 2023. Every day we meet anxious people struggling [...]
